An independent medical exam, or IME, is an examination by a doctor chosen and paid for by the insurance company or the defense, not by you. In a Virginia personal
If you are injured by a hit-and-run driver in Virginia, you can usually seek compensation through your own uninsured motorist (UM) coverage, even when the driver is never identified. Virginia
In Virginia, you can file a diminished value claim against the at-fault driver’s liability insurer to recover the drop in your car’s market value after repairs. Your own collision policy
Medical payments coverage, usually called MedPay, is the first source to pay your medical bills after a Richmond car accident, followed by your health insurance. The at-fault driver’s insurer doesn’t
There is no single average truck accident settlement in Virginia because each claim depends on the severity of the injuries, the strength of the evidence, and the available insurance. Broadly,
Is Virginia a no-fault state? No. Virginia is an at-fault state, meaning the driver who causes a crash and that driver’s liability insurer must pay the other person’s medical bills, lost
Shared electric scooters have become a fixture in Richmond, and the injuries that follow do not fit neatly into any existing category. A scooter rider is not a pedestrian, not
Premises liability claims are harder to win in Virginia than in most states, and the reasons are structural rather than factual. The duty a property owner owes depends on a
